is a Personal Umbrella policy?
Personal Umbrella Insurance (commonly referred
to as an umbrella policy) provides you with additional
liability insurance above and beyond your underlying
auto and home policies. This type of insurance
is specifically designed to protect your assets
if you’re ever faced with a claim or lawsuit
that exceeds the limits of your auto or home policy.
Do you have
enough liability coverage to protect your assets
if a large claim or lawsuit is brought against
you? Not sure? Think about these questions:
- Do you own a home, condo,
or rental property?
- Is there a teenage driver
in your family?
- Do you have a swimming pool?
- Do you have babysitters or
cleaning people who work in your home?
- Do you transport other people’s
children in your car?
- Do you have a dog?
- Are you active in sports?
These are all areas where you
may be at risk. Personal Umbrella insurance helps
protect your assets from liability claims resulting
from unforeseen accidents. Your underlying policies
(auto, home, yacht, etc.) provide you with liability
coverage, but what if the damages exceed that
limit? Your hard-earned possessions could be at
You have no
way of knowing when a claim against you or a family
member will exceed the liability limits of your
auto or home insurance policies.
if a visitor to your home slips and falls, causing
a disabling injury, you could be liable for damages
beyond the coverage on your home policy. Without
a Personal Umbrella policy, you would be personally
responsible for claims exceeding your coverage
To qualify for
a Personal Umbrella policy with Electric Insurance
Company, you must also carry your auto and home
insurance policies with Electric Insurance. Our
competitive rates are based on your individual
situation and are very reasonable for the valuable
coverage provided under the policy.
be vulnerable any longer. Call 1.800.DIAL.EIC
for your Personal Umbrella policy quote and begin
protecting you, your family, and your assets today.