In New Jersey, auto insurance is serious business. At Mossbrook & Hicks Insurance Agency, Inc., we work hard to offer you a policy with the best rate and coverage. We will educate you on the tier system and answer all your questions. We look forward to assisting you.

Your automobile is a major investment, and Ludlam & Mossbrook Insurance Agency, Inc. offers quality insurance protection for your valued vehicle. We offer liability, physical damage, comprehensive, and collision coverage. Our wide range of coverage options include: glass coverage, towing and rental reimbursement.

But there's more!

Ludlam & Mossbrook Insurance Agency also offers a unique "Package of Protection" ("POP"), which includes coverage for:

* Additional expenses you incur due to a loss such as:

Towing and Labor Expenses
Transportation Expenses
Emergency lodging Expenses
Emergency First Aid Expenses
Rental Car Expense Reimbursement

* Waiver of Collision and Comprehensive Deductibles

If you are involved in an accident with another Ludlam & Mossbrook insured vehicle, we will waive the collision and comprehensive deductibles on both vehicles.

* Personal Property

Protection for personal property either damaged in a collision, or stolen from your vehicle.

Money Saving Discounts - Affordability You'll Appreciate.

Ludlam & Mossbrook's Personal Auto coverage is easy on the pocketbook. Several discounts for safety and anti-theft devices are available to help you save money on your insurance premium, while ensuring your peace of mind as well! Features on your vehicle, like anti-lock brakes, daytime running lights, airbags, and car alarms plus completion of defensive driving courses, also contribute to additional cost-savings.

Multi Vehicle Discount - (Car or Vehicle)
If you insure more than one vehicle with us you receive a discount on your insurance premium on both vehicles.



Account Credit - with Mossbrook & Hicks goes even further in saving you money. If you carry both a personal auto and homeowners policy, you'll enjoy a discount on both!

Personal Umbrella Insurance

Ludlam & Mossbrook's Personal Umbrella Insurance provides additional liability coverage over and above the protection included in your Personal Auto policy and Homeowners policy.